USAble Mutual Insurance Company
has a rich history of creating insurance plans and services that fit your life…and your budget.
USAble Mutual has a long track record of helping people and organizations get the coverage they need at a price they can afford.
We’ve given multitudes of people the peace of mind that comes from knowing that the coverage they count on will be there when they need it most.
So what is a mutual insurance company?
USAble Mutual is a not-for-profit, mutual insurance company. A mutual insurance company is owned by its policyholders.
The sole purpose of a mutual insurance company is to provide insurance coverage for its members and policyholders.
That means nearly all the money we collect as premium is paid out in benefits for customers or is used to cover operating expenses and maintain adequate financial reserves, which are required by law.
By contrast, publicly owned for-profit insurers (which issue stock to private investors) serve the same basic function – but with the added financial responsibility to generate dividends (profits) for their stakeholders.
At USAble Mutual, our focus is not on making money for other people – it’s on helping you get the most value for your health coverage dollar.